The term 'User' refers to a Visitor or a Member. By accessing or using the Services, you agree to be bound by this Agreement, whether you are a 'Visitor' (which means that you simply browse the Services, including, without limitation, through a mobile or other wireless device, or otherwise use the Services without being registered) or you are a 'Member' (which means that you have registered with the Site). This Terms of Use Agreement, as may be modified from time to time ('Agreement'), constitutes legally binding terms and applies to your use of the Services. The Services are hosted in the United States. (' ' or 'we') owned by Inc a Florida corporation, operates the website located at (the 'Site'), and provides services offered through the Site and related mobile applications (collectively, the 'Services').